NO CREDIT CHECK HBD offers a simple and easy way to get financing without
a credit check, regardless of your credit history. Follow the
necessary steps below and bring your information to our store
or fax in the necessary information to us @ 972-288-1168.
We will process your Application as quickly as possible and
contact you with your Approval amount!
NO CREDIT CHECK APPLICATION--------------------------------------------------------------------------------
The first step in receiving your No Credit Check financing
is by downloading and completing the No Credit Check
Application. Make sure you have a printer available to
print the application. Otherwise, you may retrieve one
at our store or we can fax one at your request.
CLICK HERE TO PRINT OUR NO CREDIT CHECK APPLICATION!
Fax to Us: 972-288-1168
NO CREDIT CHECK REQUIREMENTS
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1) Must be employed by the same company for at least 6 months.
2) Earn $1,000/month and deposit $500/month into your account.
3) Must have a checking account that has been open for 3 months.
4) No NSFs/no more than 5 protected overdrafts in the last 30 days.
If you qualify based on the above requirements, please provide the
documents listed below to verify the information on your application.
APPROVAL PROCESS VERIFICATION
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1) PHOTO I.D.
2) VOIDED CHECK or BANK VERIFICATION FORM
3) 30 DAY BANK STATEMENT
4) RECENT PAYSTUB or BENEFIT AWARD LETTER or LETTER FROM EMPLOYER
FREQUENTLY ASKED QUESTIONS
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What is the interest for this program?
This program has no interest because it is a lease-purchase
contract. If you pay your balance off within 90 days, all you pay is
the invoice price and the $25 Processing fee. If you take more than
the first 90 days to pay off the purchase, then you will pay 1.8
times the invoice total over 12 equal payments. (Example: on a
$1,000 invoice, you will pay the $25 processing fee and 12 monthly
payments of $150; a total of $1,850)
Will Progressive check my credit report?
No, there is absolutely no credit check.
How long do you have to be employed to qualify?
At least six months with the same employer. The pay stub must
show this and you may need a December pay stub from the
previous year or a W-2 to show six full months of employment.
How long will my account be active?
An approved account and contract are good for 30 days. If an
invoice takes more than 30 days to deliver, then contact the store
for an extension. If the extension cannot be given or the delivery
takes longer, you will need to reapply.
What happens if the order is not in stock (special order)?
This program is still available; wait until the merchandise is in stock
and you are ready to schedule delivery/pickup before applying. If
you are not approved, the special order deposit will not be refunded.
Where do I mail my payment? Can I pay online or by phone?
Monthly payments will be debited out of you checking account by
ACH every month on the same date the contract is signed, not the
delivery date. You may contact Progressive to process a telephone
payment.
What happens if there are damages or service repairs on my delivery?
Contact HBD; even-exchanges will not require paperwork to be sent
to the finance company. On reselections, you will be responsible
for any overages and all credits will be issued to Progressive.
FREE LAYAWAY
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With our Free Layaway you will enjoy 10% Down and 5 Months
to pay it off. Once merchandise has been paid off we will order
your merchandise and contact you with the manufacturers
expected delivery time. We are not responsible for merchandise
being discontinued. If merchandise has been discontinued
you are required to select another item or you will be issued
a store credit.
